🇧🇲North American Numbering Plan (NANP)

Bermuda Area Code
is 441

Calling Bermuda is just like calling the US, but beware of international charges! The code is 1-441. Connect to Hamilton or St. George's instantly via browser without roaming fees.

How to Dial
Calling BermudaLine Active
🇧🇲

Is Bermuda a Domestic or International Call?

Bermuda is part of the North American Numbering Plan (NANP). This means phone numbers look exactly like US numbers (1-441-XXX-XXXX).

Warning: Most carriers still charge international rates!

How to Dial Bermuda

The dialing method depends on where you are calling from.

🇺🇸 🇨🇦

From US & Canada

1

Dial 1

No "011" needed. Just the trunk code.

2

Dial 441

The Bermuda area code.

3

Dial the Number

The 7-digit local subscriber number.

1 - 441 - 555 - 0123
🇬🇧 🇪🇺

From UK & Europe

1

Dial 00

The international exit code (or + on mobile).

2

Dial 1

The North American country code.

3

Dial 441

The Bermuda area code.

00 - 1 - 441 - 555 - 0123
Local Coverage

Calling Bermuda Parishes

Bermuda is small (21 square miles), so the entire island uses the 441 area code. There are no separate city codes for Hamilton or St. George's.

Hamilton (City)
Capital
441
St. George's
Town
441
Sandys
Parish
441
Southampton
Parish
441
Warwick
Parish
441
Paget
Parish
441
Pembroke
Parish
441
Devonshire
Parish
441
Smith's
Parish
441

Avoid "International"
Carrier Fees

Even though Bermuda uses a +1 code, AT&T, Verizon, and T-Mobile often charge $0.12 per minute because it is outside the domestic US zone. StartACall treats it like any other VoIP call.

  • No roaming charges
  • Works on WiFi or Data
  • Crystal clear island connection
  • No contract required

Save 90%

Compared to standard carrier international rates.

Anywhere

Call from your hotel, cruise ship, or home.

Secure

Encrypted calls ensure your privacy.

Instant

No SIM swapping. Just open browser and call.

Frequently Asked Questions

Is Bermuda a domestic call from the US?

Technically no. While Bermuda uses the +1 country code (like the US and Canada), most US carriers treat it as an international destination and charge high per-minute rates unless you have a specific plan.

What is the area code for Bermuda?

Bermuda uses the area code 441. Since it is part of the North American Numbering Plan, you dial it as 1-441-XXX-XXXX from the US and Canada.

Do I need to dial 011 to call Bermuda?

No, if you are calling from the US or Canada, you do NOT dial 011. You simply dial 1 + 441 + Number. If you are calling from the UK or Europe, you DO dial 00 + 1 + 441.

Are calls to Bermuda included in US unlimited plans?

Usually, no. Most 'Unlimited Talk & Text' plans only cover the US, Canada, and Mexico. Bermuda is often excluded and charged at pay-per-minute international rates.

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Why Bermuda Looks Domestic but Bills International: The 441 Code Explained

In short

Bermuda sits inside the +1 numbering family, so calls from the US dial like domestic ones, yet the island is a British Overseas Territory and most US plans bill it internationally. This guide unpacks that billing trap, the island's single 441 code, its time zone, and how to call it affordably.

A NANP Member That Is Not America

Bermuda received its own area code, 441, in 1995 when the Caribbean's shared 809 code was broken up. Membership in the North American Numbering Plan means Bermuda numbers take the familiar 1 441 format, but politically the island is a self-governing British Overseas Territory.

Every Bermuda number, from Hamilton offices to mobiles anywhere on the island, sits inside the single 441 code. There are no city codes and no overlays, so the seven digits after 441 are all you need. That single range keeps the island's numbering unusually tidy.

Bermudian numbers run seven digits after the code, and local businesses often print them without the 441 because residents never dial it. When copying a number from an island website or brochure, prepend 1 441 yourself before saving the contact, or the call will misroute or fail.

The Billing Surprise for US Callers

Because 1 441 dials exactly like a call to Florida, many US callers assume it costs the same. It usually does not. Most US mobile and landline plans classify Bermuda, like other non-US NANP territories, as an international destination and bill accordingly, sometimes at steep per-minute rates.

The safest habit is to check how your plan rates country code 1 441 before a long call, or to route the call through a per-minute VoIP service where the Bermuda rate is displayed upfront. StartACall shows its pay-as-you-go rate before you dial, with no connection fee.

The same billing pattern applies across the non-US NANP territories, from the Bahamas to Barbados, so the habit of checking rates before dialing Caribbean codes pays off well beyond Bermuda. The region's numbers all look domestic from a US phone and very few of them are.

Dialing Paths and Time of Day

From the US or Canada, dial 1 441 and the seven-digit number with no exit code. From the UK, which has strong ties to the island, dial 00 1 441. From elsewhere, use your local exit code followed by 1 441.

Bermuda observes Atlantic Time with daylight saving, which keeps it one hour ahead of US Eastern Time all year and four hours behind the UK in summer. London afternoons reach Hamilton in its late morning, convenient for the insurance and reinsurance business that dominates the island's phone traffic.

The island's rhythm follows its finance industry, with offices generally staffed 9 am to 5 pm Atlantic time. UK callers get the whole afternoon as overlap, and US East Coast callers share nearly the entire business day offset by a single hour, so scheduling rarely needs precision.

Practical Ways to Keep Costs Down

Since mobile and fixed numbers share the 441 code, there is no cheaper number type to target; the savings come from how you place the call. Browser calling over WebRTC works in Chrome, Safari, Firefox, or Edge with no app or SIM.

For regular contact with the island, per-minute credit that never expires beats a subscription, and the first call is free on StartACall, enough to confirm quality on a Hamilton line before committing. Credit sits ready for the next call whenever it comes.

Frequently asked questions

Is calling Bermuda from the US a domestic call?+

It dials domestically, 1 441 plus seven digits, but most US plans bill it as international because Bermuda is a British territory, not a US one. Check your plan's rate before assuming it is included.

Does Bermuda have more than one area code?+

No. The entire island uses 441 for landlines and mobiles alike, with no city codes and no overlay. Seven digits follow the code. The code covers the entire territory, every parish included.

What time is it in Bermuda relative to New York?+

Bermuda is one hour ahead of New York all year, since both observe daylight saving on the same schedule. Noon in New York is 1 pm in Hamilton. The offset never varies through the year.

How do I call Bermuda from the UK?+

Dial 00, then 1 441, then the seven-digit number. The UK is four hours ahead of Bermuda in summer and five in winter, so late afternoon in London reaches the island around midday.

Is there a cheaper way to call Bermuda than my cell plan?+

Usually yes. Per-minute VoIP services publish their Bermuda rate upfront and charge no connection fee, which typically undercuts the international rates US carriers apply to 441 numbers. Compare the per-minute price against your carrier's international rate first.

Last reviewed June 2026Reviewed by the StartACall calling teamDialing rules cross checked against ITU international dialing procedures
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